Monday, December 6, 2010

Monday, October 11, 2010

Wednesday, October 6, 2010

Health Exchanges Move Foward

Health Exchanges Move Foward

California takes a giant step into the future.

Monday, September 27, 2010

Tax Problem -- House Ways and Means Chair, Sandy Levin, Has No Idea What the Future Holds For Tax Legislation This Year

Tax Problem -- House Ways and Means Chair, Sandy Levin, Has No Idea What the Future Holds For Tax Legislation This Year

A must read for those who live in southwest Ohio, as well as those concerned about the income tax and estate tax problems.

Thursday, September 2, 2010

Friday, July 30, 2010

Elder Law -- Life Insurers Give Beneficiaries Checkbooks Not Insurance Proceeds

Elder Law -- Life Insurers Give Beneficiaries Checkbooks Not Insurance Proceeds

An important alert for life insurance beneficiaries to read.

Thursday, July 22, 2010

Wednesday, July 14, 2010

Elder Law -- Is Avoiding Probate Enough?

Elder Law -- Is Avoiding Probate Enough?

Read about why simply avoiding probate may be the wrong objective when you do your estate planning.

Wednesday, May 12, 2010

Thursday, April 29, 2010

Tax Reform Bill Extends Medicare's Solvency by Twelve Years

In an extensive report evaluating the new health care reform legislation, including the reconciliation amendments, passed by Congress on March 23rd and March 30th, respectively, the Chief Actuary for the Centers for Medicare and Medicaid Services projects that the effect of the legislation will extend the solvency of Medicare from 2017 until 2029.  The report also estimates that Medicare services will be provided through the end of this decade to an additional 33 million people.  Link to Report.

Wednesday, March 24, 2010

Domestic Terrorism Strikes Cincinnati, Ohio

A concerted effort is underway by domestic terrorists to intimidate supporters of Health Care Reform.  On Sunday night, a brick was thrown through a window at Democratic Headquarters in Cincinnati, Ohio.  This was repeated at several Democratic Headquarter sites in various cities in the United States.  Also, a Congresswoman received a threatening telephone call that included veiled threats towards her children.


This effort is being promoted by a man living (and blogging) in Alabama, calling on his supporters to be prepared to take up arms to fight the federal government.


To those of you who have thought the intimidation efforts of Tea Party activists and others, including Glenn Beck and Rush Limbaugh were funny, but not dangerous, think again

Sunday, March 21, 2010

States' Rights, The Federal Government, and Left-Wing Socialism

Today is the day the House is supposed to vote on the Health Care bill.  As I was watching C-Span, a Republican Congressman was decrying the federal government's takeover of health care.  He said that people should first go to their local governments for help.  Then they should go to their state governments for help.  The federal government had no business trying to socialize health care.


Socialism has always been the second major slur to be thrown against socially necessary legislation.  (The first was communism, of course.) One problem with the Congressman's position is that he put no time limit on how long we are supposed to wait for our local governments to solve problems before seeking help at the federal level.


Everyone agrees that there are real, major problems with our health care system.  For example, almost everyone agrees that health insurers should not be allowed to discriminate against people with pre-existing conditions.  But, who regulates health insurance companies?  The States.  And who permits them to discriminate?  The States.  Why does discriminating against people with pre-existing conditions need to be fixed?  Because the States have failed to protect their citizens.  


This leaves us in a terrible predicament, if we were to use the Congressman's logic.  1)   It's wrong to discriminate against people with pre-existing conditions.  2)  The states have failed to prevent this discrimination. BUT, 3)  the federal government should not do anything about this, because that would be socialism.  Does anybody see a problem, here?


Of course, health care is not the first issue to run up against this circular reasoning.  Voting Rights have.  Retirement issues have.  Age Discrimination has.  Sex Discrimination has.  Labor unions have.  Handicap Discrimination has.  Is there a pattern?  Of course there is.  


People get tired of waiting for local government to fix their problems.  People get tired of waiting for state government to fix their problems.  The only way these problems can get fixed, then, is to have the federal government fix them.  And it takes generations for the federal government to get around to it.


The health care bills are not perfect.  There is no such thing, and the legislative process guarantees that anything that can get passed the House and the Senate and signed by the President is going to be a three or four humped camel, at best.  But socialism and "it's not perfect" are the worst reasons for the federal government not to act.


Pass the bills.  Let the opponents fix them when they get the power to do so.  They always do get the power.  They rarely fix them, though.  They just want to defeat the other party, not act in the best interest of the public.

Sunday, March 7, 2010

Is Rob Portman a Conservative?

A recent blog, http://tinyurl.com/ ybmalyy, notes that former Republican Leaders Roy Blount and Rob Portman "are running for Senate seats and discovering their Washington résumés to be something of a liability at a time when the Tea Party and disaffected fiscal conservatives have new political power. "  


Ohioans should read the paragraphs about Portman's efforts to reach out to Ohio Tea Party groups, while at the same time avoiding efforts by the same Tea Party groups to get answers from him.


Isn't politics wonderful?

Monday, February 8, 2010

Estate Planning is Not Just For The Wealthy

Special Needs Estate Planning is critically important to families that include individuals with disabilities.  Read more about this important issue at http://tinyurl.com/yzvfk7d